Ridgefield Uninsured Motorist Accident Attorney
More than 3,000 successful personal injury claims. Over 30 years of experience seeking justice and compensation for injured victims and their families throughout the Danbury area.
Being involved in a car accident is a situation that can be difficult on its own. However, if you are hit by a driver who has no insurance or is underinsured, the matter can become increasingly complex. With my help, you will understand your rights if you are injured by someone who was an uninsured driver.
By using my more than 30 years of legal experience throughout the course of the case, clients trust their complex underinsured and uninsured coverage issues to me, Ridgefield uninsured motorist accident lawyer Harvey J. Kulawitz. Contact me and schedule your FREE CONSULTATION.
Understanding Uninsured/Underinsured Coverage
Uninsured (no car insurance) and/or underinsured (not enough car insurance) motorist coverage is something you buy as part of your motor vehicle insurance. It protects you if you are injured in a range of accident situations, such as a:
- Hit-and-run accident
- Hit by an uninsured motorist
- Collision with an underinsured motorist
In these situations, you look to your own insurance company to cover your medical expenses and lost wages. They have a legal obligation to cover your damages since you have taken steps to protect yourself from losses by purchasing underinsured and uninsured coverage. In Connecticut, the amount of this type of coverage equals your liability coverage. It is not always the same, but this is the amount that should be available to you if you find yourself injured by an uninsured or underinsured driver.
People should have underinsured/uninsured motorist coverage. You are protecting yourself and your family.
Med Pay in Connecticut
Another type of insurance coverage that can provide protection for you and your family is Medical Payments Coverage, commonly referred to as Med Pay. This type of coverage is relatively inexpensive and provides compensation for your medical expenses if you are injured in an accident, regardless of who is at fault. There are also no deductibles or co-pays. I can help you understand how Med Pay will affect your medical costs.
Experienced Danbury Underinsured Motorist Lawyer
I am well versed in the Connecticut laws and insurance policy terms relating to uninsured/underinsured coverage after an accident. Taking the time to explain the specific details to my clients, I am able to help them understand who is responsible for covering their damages.
These types of claims are first-party claims. You are making a claim against your own insurance company. This means that your insurance company now has an obligation to deal with you fairly and in good faith. I strive to help my clients ensure that this happens.
If you have been injured by a driver with no insurance or in a hit-and-run accident, contact me, a Ridgefield uninsured accident attorney, today for your FREE CONSULTATION.